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Equifax

Equifax is one of the three major credit reporting agencies in the United States, maintaining extensive databases of consumer financial and personal information used for credit decisions and risk assessment. The company became central to AI governance discussions following its 2017 data breach, which exposed sensitive data on approximately 147 million people and prompted regulatory scrutiny around how organizations collect, secure, and use personal data in automated decision-making systems. For enterprise AI governance, Equifax represents a critical case study in algorithmic accountability and the risks of deploying large-scale AI systems without adequate security and transparency safeguards.

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