Must ComplyRegulation EUUnacceptable riskHigh riskLimited riskMinimal risk

EU AI Act (Regulation (EU) 2024/1689)

Issued by

European Parliament and Council of the European Union

liveEffective 2024-08-01EU AI ActUpdated October 2026 · Last verified October 1, 2026

The EU AI Act is the European Union's law on artificial intelligence. It sorts AI systems by risk, bans a short list of practices, and sets duties for high-risk systems and general-purpose AI models. It applies to any organization that builds, sells, or uses AI in the EU, wherever that organization is based. Obligations phase in between February 2025 and August 2028.

Applies To

Large enterpriseSMBPublic sectorAI developerAI deployer

Overview

The EU AI Act (Regulation (EU) 2024/1689) is the European Union's main law on artificial intelligence. It entered into force on 1 August 2024. It covers providers, the organizations that build an AI system or put it on the market, and deployers, the organizations that use one in their work. It also reaches companies outside the EU when their AI is used in the EU. The Act sorts AI by risk. A short list of practices is banned outright, including social scoring, manipulation that exploits people's vulnerabilities, untargeted scraping of facial images, and emotion recognition at work or in schools. High-risk systems, such as AI used in hiring, credit scoring, education, and critical infrastructure, must meet strict requirements before use. Systems that talk to people or generate content carry transparency duties. Everything else is minimal risk and largely unregulated. General-purpose AI models, the large models behind chatbots and coding assistants, have their own rules. Providers must keep technical documentation, publish a summary of their training content, and follow EU copyright law. Models classed as posing systemic risk, the most capable ones, carry extra duties. These include safety evaluations, serious incident reporting, and cybersecurity protections. Obligations phase in over several years. The bans and the AI literacy duty have applied since 2 February 2025. The general-purpose AI rules, governance provisions, and penalties followed on 2 August 2025. Regulation (EU) 2026/1744 then moved the high-risk deadlines. Stand-alone high-risk systems now have until 2 December 2027, and AI built into regulated products has until 2 August 2028. The same amendment added two bans from 2 December 2026 and softened the AI literacy duty to one of supporting staff literacy. National market surveillance authorities enforce the Act in each member state. The European AI Office supervises general-purpose AI models. Fines reach EUR 35 million or 7% of worldwide annual turnover for banned practices, whichever is higher. Most other breaches carry fines of up to EUR 15 million or 3%.

Key Requirements

•Stop any banned practice listed in Article 5. The original bans have applied since 2 February 2025.
•Stop any AI system that generates child sexual abuse material or non-consensual intimate images, banned from 2 December 2026.
•Take measures that support AI literacy among staff who operate or oversee AI, matched to their role (Article 4, as amended in 2026).
•Classify every AI system you build or use against the Act's risk tiers, and record the reasoning.
•For high-risk systems, providers need risk management, data governance, technical documentation, logging, human oversight, accuracy and cybersecurity controls, a conformity assessment, and registration in the EU database.
•Deployers of high-risk systems must follow the provider's instructions, assign trained people to oversee the system, keep its logs, and inform affected workers. Public bodies and some private deployers must also assess the impact on fundamental rights.
•Tell people when they are dealing with an AI system, and label deepfakes and other AI-generated content (Article 50).
•Providers of general-purpose AI models must keep technical documentation, publish a training content summary, and adopt a copyright policy. Models with systemic risk carry extra duties.

What Your Organization Must Do

→Screen your AI portfolio against the Article 5 banned practices, which have applied since 2 February 2025.
→Classify each AI system you build or use against the Act's risk tiers, and record your reasoning.
→Put measures in place that support AI literacy for staff who operate or oversee AI systems.
→Plan high-risk compliance work against the amended deadlines of 2 December 2027 and 2 August 2028.
→Check vendor contracts for the documentation, instructions, and logs that deployers of high-risk systems need.
→Label deepfakes and AI-generated content, and tell people when they are dealing with an AI system.

Playbook Guidance

Step-by-step implementation guidance for compliance teams.

25How do we comply with the EU AI Act?01How do we inventory and classify AI systems by risk level?08How should employees be trained on acceptable AI use?24What does audit-ready AI documentation look like in practice?03How do we ensure third-party AI vendors meet our standards?

Governance Controls

Operational controls that implement requirements from this regulation.

AGT-001Agent Permission Boundaries AGT-002Agent Prompt Injection Defense AGT-003Agent Memory and Context Governance AGT-004Multi-Agent Trust Hierarchy AGT-005Human Approval Gate for Irreversible Agent Actions AGT-006Agent Action Audit Trail AGT-007Agent Scope and Task Boundaries AGT-008Agent Environment Isolation AGT-009Agent and Non-Human Identity Management AGT-012Agent Kill Switch and Emergency Stop AGT-020RAG Retrieval Boundary Controls for Regulated Data AGT-021Human Oversight Classification Rationale Log ALC-001AI Decision Logging ALC-002High-Risk AI Audit Trail ALC-003AI Log Retention Policy ALC-004AI Explainability Documentation ALC-005Regulatory Audit Readiness BRD-011AI Governance Training Program and Completion Tracking CHM-001AI Model Version Control CHM-002Model Deployment Gate Process CHM-003Model Rollback and Emergency Shutdown CHM-004AI Model Change Documentation CHM-005Model Deprecation Procedure CMP-001Multi-Jurisdiction AI Regulatory Compliance Mapping CMP-005Regulatory Engagement Process for AI Standards Development CMP-006AI Content Watermarking and Labeling Compliance CMP-007EU AI Act Conformity Assessment and FRIA Process DGC-001Training Data Provenance DGC-002PII Handling in AI Systems DGC-003Data Minimization for AI Systems DGC-004AI Output Retention and Deletion DGC-005Cross-Border Data Transfer Controls for AI HOC-001AI System Risk Classification HOC-002Human Approval Gate for Consequential AI Decisions HOC-003AI Output Review Workflow HOC-004Automation Bias Prevention HOC-005Reviewer Competency Requirements HOC-006Override and Escalation Procedures HOC-007Board AI Risk Reporting and Escalation Thresholds IRC-001AI Incident Classification IRC-002AI Incident Response Playbook IRC-003AI Harm Notification Procedures IRC-004AI Post-Incident Review IRC-005AI Incident Log and Tracking IRC-006Cross-Jurisdictional Incident Reporting Tracker MGV-001AI Model Preview and Staged Release Policy MGV-002AI System Intake and Approval Workflow MGV-005Generative AI Input Data Classification MGV-007Emerging AI Modality Classification and Governance Extension MGV-008AI-Generated Deliverable Disclosure and Citation Standards MGV-009AI Capability Claim Substantiation Standard MGV-010AI Output Pre-Publication Verification for High-Stakes Claims MON-001AI Performance Baseline MON-002Model Drift Detection MON-003AI Bias and Fairness Monitoring MON-004AI Output Anomaly Detection MON-005Continuous Model Evaluation PRC-001AI Vendor Due Diligence PRC-002AI Contractual Requirements PRC-003Third-Party AI Model Evaluation PRC-004Vendor AI Incident Notification Requirements PRC-005AI Procurement Risk Assessment PRC-008Vendor Model Update Disclosure and Re-Assessment Protocol PRC-010AI Vendor Financial Stability Assessment PRC-014Shadow AI and Third-Party Widget Inventory and Classification PRC-015Procurement-Stage AI Governance Conditions PRC-017AI Evaluator and Auditor Independence Assessment SAF-001Hallucination Detection and Mitigation SAF-002AI Output Validation SAF-003AI Graceful Degradation SAF-004AI Reliability Testing SAF-005Harmful Content Filtering SCT-001Anthropomorphic and Companion AI Safeguards SCT-007Consumer and External AI Tool Acceptable Use Policy SCT-008AI-Specific External Complaints and Redress Mechanism SCT-009AI System Algorithm Register SEC-001Prompt Injection Prevention SEC-002AI System Access Controls SEC-003Sensitive Data Handling in AI Pipelines SEC-005Adversarial Robustness Testing

Frequently Asked Questions

When does the EU AI Act apply?: The Act applies in stages, starting from its entry into force on 1 August 2024. The bans and the AI literacy duty have applied since 2 February 2025. General-purpose AI rules, governance provisions, and penalties have applied since 2 August 2025. Two added bans apply from 2 December 2026. After Regulation (EU) 2026/1744, stand-alone high-risk systems must comply by 2 December 2027, and AI built into regulated products by 2 August 2028.
Does the EU AI Act apply to companies outside the EU?: Yes, it applies when a company places an AI system on the EU market or when the system's output is used in the EU. Providers based outside the EU that offer high-risk systems or general-purpose AI models must appoint an authorised representative in the EU.
What counts as a high-risk AI system?: AI can be high-risk in two ways. The first is AI that works as a safety component of a product already covered by EU product law, such as a medical device or machinery (Annex I). The second is AI used in the eight areas listed in Annex III. Those areas are biometrics, critical infrastructure, education, employment, and access to essential services such as credit and insurance. They also include law enforcement, migration and border control, and justice and democratic processes.
Which AI practices are banned?: Article 5 bans manipulative techniques that cause significant harm, exploiting people's age, disability, or economic situation, and social scoring. It also bans predicting crime from personality traits alone, untargeted scraping of facial images, and emotion recognition at work or in schools. Biometric categorisation that infers sensitive traits is banned, and real-time remote biometric identification in public spaces for law enforcement is allowed only in narrow cases. From 2 December 2026, AI that generates child sexual abuse material or non-consensual intimate images of real people is banned too.
What are the fines under the EU AI Act?: Using a banned practice can cost up to EUR 35 million or 7% of worldwide annual turnover, whichever is higher. Most other breaches carry up to EUR 15 million or 3%. Giving regulators incorrect or misleading information carries up to EUR 7.5 million or 1%. Smaller companies pay the lower of the two amounts.
Does the Act apply if we only use AI tools from vendors?: Yes, because deployers have their own duties, including AI literacy, transparency to the people affected, and oversight of high-risk systems. A banned practice stays banned no matter who built the tool. Heavily modifying a vendor's system or selling it under your own name can also make you its provider.